PGX Credits: The One Purchase That Unlocks Every Service
PGX is the proprietary credit every luminousPGX service runs on. You arrange your allocation once, before your first engagement, then spend it whenever you need us. PGX credits are required to use any service. No per-seat subscriptions. No expiring credits. One allocation, delivered to a wallet you control.
PGX is a BEP-20 token on BNB Chain, hard-capped at 21,000,000. Tokens are sent from our treasury to your own wallet — we never take custody. There is no online checkout, and every transfer is verifiable on BscScan. Allocations are final once transferred, and holding PGX is at your own risk.
Hard-Capped at 21 Million
Only 21,000,000 PGX will ever exist. Nothing can be created beyond the cap, so the credits you hold can never be diluted by later issuance.
Quoted Once, Settled Once
Your allocation is priced in writing before any transfer. There is no later repricing, no variable rate and no charge for holding tokens in your own wallet.
Credits NEVER Expire
Your PGX sits in your own wallet with no expiry date. Arrange once, use anytime — this month, next year, or whenever a need arises.
Self-Custody by Design
Tokens are sent to a BNB Chain wallet only you hold the keys to. We cannot freeze, move or reduce them, and nothing is held on your behalf.
One-Time Purchase
Unlike subscriptions that drain your budget monthly, PGX is secured once. No auto-renewals, no recurring costs.
Sized to Your Needs
Your allocation is set with our advisory team — scaled to your household and your plans, not a fixed package.
Step 1 — Arrange Your PGX Credits
PGX credits are required before any service begins, and the total supply is fixed at 21,000,000 forever. Your allocation is arranged privately through our advisory team — sized to what you need, with no online checkout.
Arrange My PGX Pool on WhatsAppWhat Your PGX Unlocks
AI Wellbeing & Finance Query
Bespoke AI queries across your health, wellness, and financial records.
Financial Position Review
Bespoke AI analysis of your accounts, spending, property, and investments.
Security Scan
Automated vulnerability audit, anti-phishing check, and zero-trust network verification.
Dashboard Sync
Automated data aggregation and dashboard refresh across your connected systems.
Why Clients Buy PGX
Not because it is a token. Because it solves four things a retainer cannot.
It is not a promise we hold
Prepaying an advisory firm is an unsecured claim: you are trusting that it will still be here, and still willing, when you need the work. Tokens in a wallet you control carry no such dependency. We cannot freeze them, spend them, or lose them on your behalf.
You set the depth, not the invoice
The scope of an audit is never fully knowable in advance. Credits let you authorise the scan, the review, the unlock — and stop where you choose — instead of absorbing whatever the final bill says.
One balance instead of four vendors
Sessions, bespoke AI, security work and dashboard syncs all draw on a single allocation. No per-seat maths, no annual renegotiation, no repricing part-way through an engagement.
It waits for you
Nothing expires and nothing is revalued. Spend it this quarter or in five years, hold it as continuity for the household, or leave it in place for whoever takes over.
What we do not claim. No price promise, no return, no buyback and no market. PGX is a utility credit for the services on this platform, and its worth to you is the work it unlocks. Every piece of work is quoted in PGX before it begins.
What PGX Is For, and What Protects the Tokens You Hold
PGX is neither a subscription nor a side product — it is the only way our advisory is bought. Below: what the credits are for, why the credits you hold cannot be undermined, and what holding them gives you.
1 · What PGX Is For
Settlement for every engagement
Every advisory session, bespoke AI review, security scan and set-up is settled in PGX. Nothing is invoiced separately, and nothing begins until your pool is in place.
The AI draws from the same pool
Each query, dashboard sync and data aggregation consumes credits — covering both the computing and the advisor oversight behind every answer.
Held in your own wallet
Your tokens are delivered to a BNB Chain address only you hold the keys to, under your own NDA. We never take custody, and no other client draws against what you hold.
2 · The Moat Behind Your Credits
Supply cannot grow to meet demand
The cap of 21,000,000 sits on the ledger itself. No admin key and no future operator can issue a credit beyond it, while demand for the service can keep rising.
There is no cash alternative
We do not quote these engagements in currency. PGX is the only way to buy our advisory, so demand for the service is demand for the credit itself.
Published costs, before you commit
The PGX cost of every session, scan and review is published before you arrange an allocation, so you know what it draws from your wallet — no later surcharge and no variable rate.
Nothing you hold can be repriced
No monthly fee, no auto-renewal, no expiry and no dilution. The tokens sit in your own wallet, so there is no balance for us to reprice, adjust or claw back.
3 · What Holding PGX Gives You
Access, not a subscription
One balance unlocks advisory sessions, bespoke AI, security hardening and your dashboard.
Zero recurring cost
Nothing is billed monthly, and unused credits sit in your pool with no expiry date.
No charge for holding
Tokens sit in your own wallet. We cannot reprice them, charge rent on them, or reclaim them if you stop using the service.
Verifiable, not promised
Supply and every transfer sit on BNB Chain, so you or your own advisor can check the contract independently on BscScan.
A named advisor behind it
Your allocation is arranged and supported by a named advisor and our engineering team, not a public support queue.
One pool for the household
Scales across your family under a single balance, with no per-person charges.
The Unique Position of a PGX Holder
PGX is the only key to our advisory, and the number of keys is fixed at 21,000,000. Because that supply cannot grow, the credits you hold cannot be diluted by later clients. Tokens are delivered to your own wallet, never expire, and stay spendable only by you.
PGX is a utility credit, not an investment product. We promise no price, yield or buyback — its value follows the services it unlocks.
Fixed Supply. Non-Expiring. Yours.
Only 21,000,000 PGX will ever exist. Your tokens land in your own wallet, never expire and can't be diluted — spent only when you choose, verifiable on BscScan.
Speak With Our Advisory DeskBefore you arrange anything, read the Risk Disclosure. Allocations are final and non-refundable once tokens are transferred.