For Investors
The AI enablement layer for Singapore's SMEs.
LuminousPGX builds custom AI assistants for small and medium businesses — the 99% of companies that want AI but can't DIY it. We sell it as a one-time solution powered by PGX, a fixed-supply utility credit with a built-in scarcity moat.
This page is for equity investment in the company. PGX is a utility credit, not an investment product.
The opportunity
A massive market that's being left behind
Singapore has over 300,000 SMEs — they make up 99% of all businesses and employ most of the workforce. Almost none of them are using AI effectively. They don't lack interest; they lack someone to set it up for them.
300K+
SMEs in Singapore
99%
Of all businesses
~S$27
Per-seat / month they'd otherwise pay
0
In-house AI expertise at most SMEs
The problem
AI tools are built for people who already know AI.
DIY or nothing
ChatGPT, Gemini, and Claude hand you a tool and walk away. SMBs don't have an 'AI person' to build, train, and maintain it.
Per-seat pricing punishes teams
A 20-person team on ChatGPT Plus pays S$6,400+ a year — forever. Costs scale with headcount, not value.
No local context
Global tools don't understand HDB paperwork, MOM regulations, GST filing, or Singlish. Singapore SMBs get generic answers.
Our solution
Done-for-you AI, powered by a credit that never expires
We build a custom AI assistant loaded with each client's documents, set it up for their whole team, and power it with PGX — a one-time, shared credit pool. No subscriptions, no per-seat fees, no expiry.
Custom AI, built for them
A private assistant trained on the client's own documents, workflows, and brand voice — live in 48 hours.
One shared pool, whole team
Everyone draws from a single PGX pool. No per-seat limits, no monthly reset, no lock-in contract.
PGX: buy once, use forever
A fixed-supply utility credit that never expires. Clients top up only when they need more — never because a subscription renewed.
Why we're defensible
A moat competitors can't easily copy
PGX is hard-capped at 21 million
No more can ever be created. As platform demand grows, the per-token cost of AI rises for new buyers — rewarding early clients and creating a natural procurement incentive. This scarcity is structural, not a marketing claim.
Built for Singapore, by Singapore
Local context — HDB, MOM, GST, Singlish, PDPA-aware practices. Global AI tools don't serve this market well; we're purpose-built for it.
Wholesale & reseller channel
Agencies, MSPs, and consultants buy PGX wholesale and bundle AI services to their own clients at retail. The margin is theirs — and every reseller expands our distribution without our headcount.
The human layer competitors skip
Global tools sell software and walk away. We deliver setup, training, and ongoing WhatsApp support. That done-for-you model is hard to replicate at scale — and it's exactly what SMBs will pay for.
How we make money
Three revenue streams, one product
One-time setup fees
Each engagement starts with a setup fee for building the client's custom AI assistant and knowledge base. High-margin, delivered by a lean team.
PGX credit sales
Clients top up their shared pool with one-time PGX packs as usage grows. No recurring billing — but usage naturally drives repeat purchases.
Wholesale margin
Resellers buy PGX at wholesale and sell at retail. We capture the wholesale margin while partners carry the cost of sale.
Where we are today
Live product
A working AI assistant, knowledge-base RAG, PGX ledger, team workspaces, and an admin console — all built and deployed.
Defined go-to-market
A PGX-first website, live demo, ROI tools, and a WhatsApp-led consultative sales motion designed for Singapore SMBs.
We're early. The product is live, the model is proven, and we're now focused on converting pipeline into paying clients. Detailed traction numbers are shared with serious investors on request.
The ask
We're raising a seed round
Funds will go toward sales pipeline conversion, productising the onboarding so it scales beyond the founder, and building the PGX reserve that backs the platform's utility. We're looking for investors who understand B2B SaaS and the Singapore SME market.
Request a conversationThis page is for information only and is not an offer to sell securities. PGX is a scarce utility credit, not an investment product, and nothing here constitutes investment advice.